Hi! I am Nina Lasala, former Treasurer of the Philppines. This blog is meant to be an open forum for investors, fellow finance professionals, and other interested parties to discuss the state of Philippine Debt Management.

Friday, February 25, 2005

Minutes of BAP Meeting February 8, 2005

Below is a copy of the minutes of a meeting I had with BAP and the various custodians. I chose to copy and paste the document from the original Adobe PDF format rather than post each page as a picture for clarity and ease of reading. I will post the attachments mentioned in the document in a subsequent post.

February 8, 2005, 4:00 PM, BAP Office
11/F, Sagittarius Bldg., H.V. Dela Costa St. Salcedo Village, Makati City

Attendance: DoF Usec. Eric Recto
BTr Treas. Norma Lasala
Dep. Treas. Ed Mendiola
Atty. Elna Cruz
Dir. Nanette Diaz
Ms. Edna Bona
BAP Pres. Cesar E.A. Virata
Treasurers of Member Banks
Custodians Citigroup

See pages 10-14 Introductory Speech delivered by Treasurer Norma L. Lasala

Open Forum
Atty. Cruz: The DoJ Opinion mentioned the so-called “conflict of interest” of the BTr
to be custodian and registrar at the same time. BTr wanted to exercise supervisory functions over the banks which are under the supervisory function of the BSP.

The BTr needs to clarify these things because the Bureau do not want to exercise supervisory functions over the banks but since the BTr is in-charge of RoSS, its sensitivity and mandate, the Bureau needs to ask certain questions so that the BTr can perform the appropriate due diligence. For the BTr not to even as ask questions and just accept everything without even
looking into these things will mean that the Bureau did not exercise the due diligence which will be tantamount to negligence.

The BTr hopes that these will be understood by the banks that such do not mean that the BTr want to exercise other agency’s functions. But there are certain things incumbent upon the BTr because of the mandate and the sovereign issue involved. There are other issues being looked upon for clarification which the BTr feels need to be resolved before moving any further which cannot be accomplished overnight.

Treas. Lasala: Currently, the BTr is trying to enhance the capabilities of RoSS so that the
Bureau will be in compliance with international accounting and auditing standards and all other global standards with respect to government securities. What is essential is to be able to segregate of the account held proprietary which can be done in the RoSS so that the repurchases held by the banks can be disclosed and can disclose it properly. The BTr does not want banks to be in violation of rules and regulations regarding repurchases.

Dep. Treas. Mendiola:
Switch-auction. Objective: To be able to reduce the number of outstanding issues in the market. The BTr will announce what particular securities the Bureau would like to buy and the bank will then submit to the BTr competitive offers to sell that particular GS. The BTr will try to buyback all the illiquid GS and achieve the reduction of the number of ISINs.

The BTr believes that by doing so, it will improve the liquidity in the market. The announcement of which bonds will be the subject of the switch- auction will be made using the wires available to all banks. The pricing will be done on a multiple price basis obtained in a Dutch Auction method. Only eligible dealers will be eligible to submit offers with minimum offers of PHP10 million.

(The detailed procedures of the Switch-Auction will be provided to the banks the Dep.
Treas. for comments)

Treas. Lasala: The BTr will announce the prices with respect to dealt transactions (as
against with the MRTN or with respect to the yield that is fixed on a daily basis. The banks may want to review this pricing method and contrast with the current valuation method. If it is useful, it can be used to value the both proprietary and the clients’ holdings of the banks which are with the BTr. This shall be made available via SMS.

Dep. Treas. Mendiola: The BTR can determining the average done deals since they are captured in RoSS. The BTr is currently finalizing the MTM formula of valuation. This will be announced through the wires and via SMS which include the auction and the real time done rates. Comparing with Bloomberg rates was not far from the rates captured in RoSS.

PBCom: The banks would like the status and reaction of the BTr on the issue of the BTr acting as registry and as a custodian at the same time is not acceptable as mentioned in the DoJ opinion.

Atty. Cruz: The BTr is seeking clarification on several issues with the DoF. The details, however, cannot be divulged as of the moment so as not to preempt and out of respect to the DoJ. As of now, there is no final, final opinion/resolution on the matter.

USec. Recto: If (I) understood the circular correctly, the BSP is not objecting to the RoSS acting as a third party custodian. It’s not a mutually exclusive situation that the circular envisions. The BSP is not objecting to the BTr acting as a custodian as well. But what the BSP wants is to grant an option to the investor to choose another party to act as custodian. (I) hope this is clear
with all of you here. If not, then (I am) telling you that that is (my) interpretation. AG Nesting Espenilla has not opposed that interpretation. Is it your understanding that Circular 392 or 428 prohibits the BTr to act as a third party custodian? If this is the case, (I) do not agree with that interpretation because (as I have said) the circular just wanted to give thepublic the option to choose a custodian other than the BTr. The BTr is not forced to move out all securities purchased if the investors decided not to.

PDTC: Clarification on USec’s statement: The circular says that the RoSS can act as a registry but not as third party custodian. Actually, the investor has two alternatives: (1) name on registry with the RoSS as registry; and (2) go to a third party custodian.

USec. Recto: What is the default choice if the investor do not want to put the securities to
a third party custodian?

PDTC: The default choice is always the RoSS as a registry.

USec. Recto: Therefore, the RoSS acts as a de facto “custodian” if the investor does not want to put his/her security to a third party custodian and just maintain it in the RoSS. (My) reading of the circular is for the investor to be given a choice where to put their securities. What then will be the first choice of the investor is he does not want to bring it to a third party?

PDTC: The first choice of the investor is really to go to the RoSS but it is actually a name on registry and the RoSS then is acting as a registrar but not a custodian.

USec. Recto: So if the investor (as I said) does not want a custodian? What will be the
situation when (I) Eric Recto purchased a GS and (I) do not want to put it to a bank not because (I) don’t like them but because it is more convenient (for me) to keep it with the BTr for one reason or the other? Is your understanding with Circular 392 that (I) the investor is prohibited from keeping the GS at the BTr?

PDTC: No, that is your first choice actually.

USec. Recto: Then, if that is the case, what role does the Treasury play at that point? It is
in fact a custodian as well, de facto.

PDTC: (BTr) as a registry, only because there is a differentiation between the registry
and the custodians in terms of (value-added) services.

USec. Recto: Ok, in terms of services. (I) think we might be mincing words here. What (I) want to point out since there is a fine line that everyone should understand. The BSP is not compelling the investors to place the securities that he invested in to another party other than the RoSS/BTr - the BSP is not! So that the investor has the choice to keep it in the Treasury and (as I said) de facto Treasury acts as a custodian in a more generic definition of the word custodian. On the other hand, the definition of a third party custodian as opposed to the former, (I) agree is different. These differing services are the impetus for the investor to appoint a third party custodian. Agree that (a) the BTr cannot act as a third party custodian because it is not a third party because it is the issuer; (b) that the BSP is not compelling the investor to lodge the securities to an entity other than the BTR; and (c) The definition of a custodian as providers of services and the BTr in a de facto situation where the investors do not want to move their securities are two totally different things.

Citigroup: When the investor does not want to move his/her securities and maintain it to its current position in the RoSS it is referred to as self-safekeeping.

Metrobank: From the banks initial reading of Circulars 428 and 392, the bank understood
that registry by name as specified in the circular is compliant with Circular 392. The circular is silent whether the registry by name will be with the BTr or with any other party. So the banks were hoping and made to believe or the banks understood it that registry of the client’s name with the BTr is compliant with 392. This was the understanding of the banks until the banks
received a letter from Dep. Gov. Reyes (See page 15) saying otherwise i.e. registry by name with the BTr is not compliant with Circular 392. That is where the banks stand right now and do not know where to go from there.

Treas. Lasala: (We) have been in the market for a very long time and Pres. Virata have been
here far longer and he knows that any BSP Circular or any MB Resolution cannot be amended by an ordinary letter. It can only by amended or superseded by another Circular.

Metrobank: That was a very good clarification. However, (Mr. Virata) can (we) seek
clarification to the BSP on this particular letter by Dep. Gov. Reyes.

Pres. Virata: There is one clarification with DoJ (by BTr) and a clarification to the BSP (by
BAP) where the clarification with BSP may run in conflict with the BSP Circular or DoJ’s opinion on the clarification made by the BTr. This is a series of clarifications. The BTr will reduce the number of securities which the banks appreciate.

ING Bank: January 31, 2005 was the deadline given to the banks to do a reclassification
of securities that should be under HTM, ASS and TAS. Does the BTr taken this in consideration since this will impact the banks booking of securities considering the requirement of IAS 39?

Treas. Lasala: The BTr is looking to announce it way before hand so that the banks can
look into the ISINs and determine who are holding these securities in the banks’ accounts. There are also other strategies that can be employ so as to address accounting issues with respect to the classification of securities as to HTM, ASS and TAS.

Membership Meeting with Treasurer Norma L. Lasala
Page 5 of 9

Pres. Virata: Issues under IAS 39, the moment the banks move a portion of the IBODI
will already be considered tainting. (I) hope this also addressed.

Metrobank: May (I) suggest to include the accounting professionals in addressing the IAS
39 issues in the possible movement of securities or new strategies and plans related to this matter since they will be determining whether there is tainting or not and will be qualifying the banks’ accounts and invoke the international accounting standards.

Pres. Virata: The Treasury should consider that because the portfolio of the banks will be
greatly affected.

Treas. Lasala: (Nods.)

EQPCIB: Regarding the DoJ clarification, did they give any time frame when are they come up with their clarification?

Atty. Cruz: Unfortunately not, they did not give a specific time frame.

Treas. Lasala/USec. Recto: (DoF/BTr) will follow up.

EQPCIB: While (we) are waiting for the DoJ clarification, going back on the issue on name on registry, was there any discussion with the BSP, if the implementing procedures is in compliant with what is the spirit of the Circular because there are two approaches (1) name on registry and (2) appointing a third party custodian bank?

Treas. Lasala: BTr is proceeding according to the mandate and to the objectives that is shared by the BSP in its circular (policy statement) – “To promote the protection of investors in order to gain their confidence and encourage their participation in the development of the domestic capital market. Therefore the following rules and regulations are promulgated to enhance the
transparency of securities transactions with the end in view of protecting investors.” The BTr embraces the same objective and moving along the same objective.

Metrobank: Moving on to documented repo transactions. The circular is specific to delivery to a third party custodian for a bank to enjoy the 2% reserve requirements, the banks also want to implement this to start the documented repo transactions (or on-books repo transactions). On this note, may the banks be updated whether the third party custodians that have been accredited will be linking with the RoSS to be able to allow the banks to do documented repo transactions.

Treas. Lasala: There are two groups right now: (1) banks who are accredited custodians are
already linked with BTr via Moneyline Telerate and they have a separate proposal for that; and (2) non-bank also has another set of proposal. The BTr has yet to see a harmonization of proposals.

Pres. Virata: Apoy (Mr. Go of Metrobank), does that impede your trading? (Addressed to accredited custodians) Will the connection to Moneyline Telerate will already enable them to start relationships with banks who would like to appoint them as third party custodian?

Citigroup: As far as the systems of the global custodians are concerned, (our) systems
ready if Dep. Treas. Mendiola agrees.

Dep. Treas. Mendiola: Discussions and negotiations have already been made but the registry
will be compromised if the BTr will open it as a nominee or a trust arrangement. As far as connection is concerned, they are already linked via the Moneyline Telerate but as to the use of the account, the BTr is still getting a legal clarification on the matter since the Registry has been defined, in so far the existing regulation are concerned even issuances of the DoF, has always been defined as registry of ownership. This is the reason why the BTr cannot open a nominee account unless they have a strong legal opinion on this. Hence, BTr offered an alternative which the accredited custodians can easily operate even today that is to connect the custodians wherein the custodians submit to the BTr the necessary requirements. The BTr can discuss this arrangement in another session related to the Working Group chaired by USec. Recto. The BTr is already working on opening an account whether it is a nominee account or holding account. The (GS) holdings of the clients of the banks that will be delivered to a third party should definitely has to be registered with the RoSS.

Metrobank: (Addressed to Pres. Virata) Right now, the banks cannot trade documented
repo yet.

USec. Recto: (We) The Working Group (composed of DoF, BTR, BSP and the accredited
custodians) are meeting weekly to find a solution. In a matter of week or so, this issue should be resolved.

(Mr. Go thanks USec. Recto)

Pres. Virata: Is the average price for the day good enough for MTM?

ING Bank: Will the average price be obtained from interbank only?

Pres. Virata: If only interbank, therefore it is not a full market?

Treas. Lasala: This (average price) does not include trades done among the banks’ clients
only among interbank transactions. If the BTr adopts this, will this be a fair

Membership Meeting with Treasurer Norma L. Lasala
Page 7 of 9

HSBC: There are different parameters used when computing the price, did the BTr
looked into this?

Treas. Lasala: Yes, the BTr looked into these before the RoSS and did a lot of exercise to
arrive at the number and compared it with what the banks are getting in the (sophisticated) MRTN.

Pres. Virata: Is this good for all investors in GS if it is purely determined by transactions
among financial institutions? Is it going to be a good market?

HSBC: Currently, that is how the market is being priced i.e to get the 60% of the best bid among financial institutions to arrive at a benchmark.

Pres. Virata: According to the Treasurer, the BTr has the facility to compute of the average price on done deals.

Metrobank: And interpolated for those tenors where no deals have been done. (Treas. Lasala nods.) Sounds reasonable.

Chinatrust: What will be the procedure if there are no (almost zero) deal trades happening in the market (e.g. July to November 2004)? If the market will use previous day averages for what is today, it will be quite ticklish. If it continues to moves on (I) don’t think it is a good MTM procedure to adopt as well.

Treas. Lasala: In the absence of a dealt transaction, (I think) it stands to reason to adopt what is there – the only reference price available. What is a better alternative? (I think) there is no better alternative in the absence of any done transaction.

HSBC: (To clarify the Treasurer’s reply) The Treasurer would like to refer to the previous day’s (sophisticated) MRTN’s closing price if there are no done deals. (Treas. nods) Otherwise, the only alternative will be the bids from which the market is currently using.

Chinatrust: (I think) this will be quite dangerous especially if it comes to a prolonged market of no done transactions. Can the system go back and revert to getting bids (otherwise called as the MART01 format)? Again, (I guess) it needs to get into consideration the use of Bloomberg. Another question, how will the BTr define on-the-run securities – will it be inconsonance with
the same definition that the MART has implemented because the MART has already expanded its definition of on-the-run issues.

Treas. Lasala: This should not be a problem. The BTr will define the same tenor buckets
of liquid benchmarks very similar to currently market convention defined by MART.

Membership Meeting with Treasurer Norma L. Lasala
Page 8 of 9

(Mr. Avante thanks the Treasurer)

Pres. Virata: How about the banks’ currently market practice on trading based on yield of
specific tenor buckets and no on a per security basis? Will this be captured in any of these systems?

HSBC: Addressed to Pres. Virata: (I think) you are referring to how many are the benchmarks? The answer – there are roughly 15 benchmarks that the banks priced. The benchmarks are priced and correspondingly the prices are in between or interpolated MTM price. If the question arise from the point of view that there are roughly 356 securities lines, then the banks’ reply will be – there are no existing facilities to price these 356 bonds but price the 15 and interpolate the ones in the middle.

Treas. Lasala: That is what the BTr hopes to remove the so many intervening ISINs soon.

Pres. Virata: How much is the amount of borrowing of the government programmed for

Treas. Lasala: NG will borrowing PHP600 billion for the year 2005. Forty percent (40%)
of which are foreign borrowings while 60% are domestic (included NPC etc.). This is the biggest refinancing so far, hence it is critical that the BTr does it correctly and will not have too many peripheral issues unsettling the market. The BTr wants to focus on actively managing it this time so that having done so, the market will have a window of opportunity to effect real reforms in all sectors. The NG is looking to incur a budget deficit as planned of PHP177 billion (cash deficits only) which include the PHP18.8 billion in interest payments from NPC. The consolidated public sector deficit covers government and GOCCs plus other government financial institutions excluding BSP and the pension funds.

Metrobank: Does the PHP600 billion planned borrowing already taken into consideration
the impact of the tax measures being approved right now? If so, how much is estimated to be part of the PHP600 billion.

USec. Recto. For purposes of planning, (we) have only considered tax measures that have
been passed such as the sin tax law, the effect of the lateral attrition among others.

Pres. Virata: Are all the issues with withholding taxes or some of them taxable?

Treas. Lasala: Unfortunately, the BTr cannot accommodate the NOLCOs that are being
booked by the bank since there will be no forthcoming issues that will be taxable.

Pres. Virata: Right now, the BIR has also changed a number of their stance i.e. whenever you invest in a GS, it becomes a deposit substitute therefore taxed at 20% withholding which (I think) is not a correct definition of what a deposit substitute should be.

Treas. Lasala: The BTr is meeting with the BIR every so often and (we) will take this up if
you wish.

Metrobank: (We) can try to make this forum more often.


Pres. Virata: (I suppose) after the clarification, we can move forward and hopefully
transactions especially for the forthcoming issues for the FY 2005 amounting
to PHP600 billion, there will be more trade.

Thanks the Under Secretary, Treasurer and Deputy Treasurer to joining in
the BAP Treasurers in the forum.


Treas. Lasala: Thanks Pres. Virata for granting (her) request and joining in the forum and
the Treasurers of the BAP member banks. The BTr to be of assistance by
way of informing the banks of recent developments or programs the Bureau
are crafting for the broadening of the capital markets.

End of Discussion


Anonymous Anonymous said...

I thought BAP is suppose to represent the member banks? It seems to me that the banks do not exactly subscribe to the idea of having third party custodians.
Whose view is being represented by BAP?

4:32 PM

Anonymous Anonymous said...

when has PDEX become a bank? What was it doing in the BAP meeting? Who invited them?

4:34 PM

Anonymous Anonymous said...

Thе decor οn the inside of thе restaurant is absolutеly beautiful.
І beliеve my exaсt ωorԁs were "I don't want to be your dirty little secret. They feature almost nightly drink specials and some form of entertainment every night of the week--DJ's, live music, trivia, you name it.

My webpage - easy pub quiz and answers

1:32 AM

Anonymous Anonymous said...

Good day! Do you know if they make any plugins to help with Search Engine
Optimization? I'm trying to get my blog to rank for some targeted keywords but I'm
not seeing very good gains. If you know of any please share.

my blog: 1st birthday party ideas

10:48 AM

Anonymous Anonymous said...

These emails will have a link to your website and will invite your subscribers to visit your site.
You are now familiar with the advanced search
feature of Yahoo Answers, once you do a.
And you need to take action and start right now.

my weblog ... Internet Marketing Coach

4:01 PM

Anonymous Anonymous said...

Depending on what type of business you have you should build a fan base that consists of your target audience.
A lot of organizations do not recognize Facebook, so it could be a
enormous benefit to you if you construct a sizable fan-page and have thousands of followers.

The more Facebook fans you can make, the more followers you
can get, which eventually add to your growing clientele base.

Feel free to visit my page Buy Google Plus One Votes Cheap
Also see my webpage: increase Google Plus One Votes

1:25 AM

Anonymous Anonymous said...

There are features that allow you to keep track of vendors that you
like and keep notes so you know why they are listed.

Wedding planning is no different. This site helps you find vendors within your local area.

Stop by my web-site: the knot wedding website amanda isgate and brandon hicks

7:34 AM

Anonymous Anonymous said...

Some were practical, of course, but others were psychological and emotional.
I believe my exact words were "I don't want to be your dirty little secret. The food is decent and the drink specials on Tuesdays include $2.

Here is my web page - pub quiz aberdeen

3:52 AM

Anonymous Anonymous said...

Food has become the most overused drug and the most
underused form of nutrition. By meat I mean red meat, white meat and
seafood. - Lecithin.

my web site the paleo diet and ms

1:56 PM

Anonymous Anonymous said...

It is particularly helpful as you fight off this yeast infection in mouth.
Because of its anti-fungal properties, it is also sometimes recommended for vaginal yeast infections.
If you apply Aloe Vera gel on the affected areas it can help reduce the itching and burning caused by
the infection.

Take a look at my blog post yeast infection and bleeding In Pregnancy

2:43 AM

Anonymous Anonymous said...

Only 1 address, while. Citrus juices help in decreasing the chance of bacteria to remain in your dog.
--LINK REMOVED dog training academy

10:37 AM

Anonymous Anonymous said...

For those who are unaware, Vistaprint is a website that has
been around for years, and it offers a variety of personalized
products that can be used for businesses, gifts, weddings, and more.
Meredith's mother suffered from Alzheimer's in prior
seasons. This site helps you find vendors within your local area.

Feel free to surf to my web page ... wedding website about me

2:49 PM

Anonymous Anonymous said...

Password protection is an ideal way to protect sensitive
information you prefer only those authorized have access
to. 5. This is not always something that
brides or grooms have time to put together on their own.

Feel free to surf to my blog wedding website advice
my site - wedding website and invitations

4:28 AM

Anonymous Anonymous said...

Even just 15 minutes a day keeps your piano playing ability in tune.
As an alternative, it will most likely be far more powerful
for you to learn about audio and chord idea. Once you know these scales,
in all twelve keys, then you have a very solid foundation on which to learn how to play
piano chords.

my webpage :: free piano chords A Thousand miles

11:24 AM

Anonymous Anonymous said...

I gave each person who won a gift card to buy i -
Tunes songs. If there are not enough people then make
groups of three and a group of four. This is done with several
teams of children can see and hunt for something, we tell them.

Also visit my page ... 1st Birthday Party Ideas

10:31 AM

Anonymous Anonymous said...

D Minor:. Then you can quickly and easily figure out how
to play any chord in any key on the spot, whether you've memorized that specific chord or not. These hail every little thing played getting rid of barely the sophisticated keys, so you ought to keep effective toward crush extra listed below barely a limited area of time.

Also visit my site piano chords amazing grace my chains are gone

1:51 AM

Anonymous Anonymous said...

This is easy and doesn't cost the clicker money but the problem is getting these individuals together. An experienced service provider from the industry can anly assist you buy Facebook fans and likes that would be real and active Facebook users. Facebook fans offers the opportunity for you to be spontaneous and quick responses as well as receive messages from your users.

My website ... my-daylight.se

12:26 AM

Anonymous Anonymous said...

Keep the sacrifices they've made in mind, and take the time to embrace the understanding of how much these people must love you to have traveled so far for your wedding. Fortunately, our minister has neither, and he's
asked very little of us as well. An increasing number of marrying
couples (particularly those entering second or later marriages) will request that guests refrain from giving gifts.

Also visit my web-site wedding website and invitations

4:15 AM

Anonymous Anonymous said...

This is easy and doesn't cost the clicker money but the problem is getting these individuals together. Everyone knows that the internet is a global village where it is very simple to reach your audience for the promotion of specific business idea, products or services. It gives you info such as fan interaction and visitor demographics but it is limited and can't provide info on sources of traffic, keyword data and
other sophisticated data.

Here is my homepage ... increase facebook fans
My site > increase facebook fans

11:49 PM

Anonymous Anonymous said...

For those who are unaware, Vistaprint is a website that
has been around for years, and it offers a variety of personalized products that can be used for businesses,
gifts, weddings, and more. Wedding planning is no
different. If you don't have time, think about hiring someone for Best wedding website.

Look into my site :: the knot wedding website amanda isgate and brandon hicks

7:05 PM

Anonymous Anonymous said...

Food has become the most overused drug and the most underused form of nutrition.
Obesity is an epidemic in our society. The Paleo Gluten Free Diet has many health

Also visit my blog post paleo diet and weight loss success

5:39 PM

Anonymous Anonymous said...

On Sunday nights Erin Jaimes hosts a blues jam where anyone from Alan
Haynes to Gary Clark, Jr. You must definitely be planning to
make it special and memorable by keeping a good
theme, ordering the best food and choosing the best games.

My page; pub quiz and answers general knowledge

11:42 PM

Anonymous Anonymous said...

can be included. By meat I mean red meat, white meat and seafood.
Nuts(non processed) - Nuts are cholesterol free and eating one ounce per day reduces the risk
of heart disease and type 2 diabetes.

my page :: paleo diet and weight loss success

9:20 AM

Anonymous Anonymous said...

You still have to expert all of those other guitar chords so as
to engage in very easy popular music. The sooner you memorize some chords,
the easier will be for you to perform plenty of styles of music.

Piano players that struggle are the ones that don't play with passion and feeling.

Here is my web blog Piano Chords And Songs

10:18 AM

Anonymous Anonymous said...

Now that your tea is hopefully taking effect let's think on that last thought for a moment. Include about three to 4 tablespoons of vinegar to a bathtub stuffed with a tiny sum of warm h2o and only bathe in it for fifteen to twenty minutes. That will also help restore the balance in your body and get things back on track.

Feel free to surf to my page - symptoms of yeast Infection and bleeding

1:30 AM

Anonymous Anonymous said...

Karen Millen Outlet Even now, even when you found themselves pleased about an outfit where felt as if the picture, you could be stunned in the event the details your own personal outfit ended up being of a more affordable edition. As an example, a definite consumer indicated feel dissapointed about in which the woman's wedding gown looked for low-cost since the girl dangerous dressmaker utilised sequins instead of beading. Sequins having a wedding dress! By means of significantly, one could certainly not find out the variation, but your lady had been furthermore self-conscious to work with that will to her wedding party, thus she would to have a different ensemble that's from the top quality the lady imagined your woman gained.
[url=http://www.wimac.co.uk/partners]Karen Millen Sale[/url] Adornments related to the jeans in addition to precious gems party is usually a combination of shimmer and type using a country type. Regular jeans in addition to diamonds dinner table fashion ought to include denim-like as well as classic white and red checked dining table sheets, along with candle together with sparkly candelabras. Toss a couple of gem like crystals between your serving clothing in the self serve buffet table and choose regular document napkins that includes a jean materials design. Large, valuable natural stone formed uric acid can be bought in nearly all art superstores. Jean material in addition to diamond celebrations may consist of merry truck caps (particularly when to a vacation bash) like sparkling rubbish truck caps or maybe bejeweled bandanas.
[url=http://birkenstockshop.tumblr.com/]Birkenstock Sandals[/url] This hellfire and brimstone to stitch is employed throughout Phulkari work carved about salwar kameez along with dupatta; whilst the platform content to the embelleshment features traditionally been recently hand-spun, hand-woven and all-natural colored khadi. Shades such as white colored, fast, discolored, dark and also darkish were utilised for that foundation materials; but the preferred coloring seemed to be reddish. Get flossing a silk filled duvet yarn by China or even Afghanistan has been foreign in addition to used right after locally staying coloured. The actual embroidering is conducted with the opposite side from the materials while using man made fibre string that offers some sort of in the shade effect to the materials. The exclusivity connected with Phulkari salwar kameez depends on the information presented is used being an inner decoration so the routine attached upon will become the designed combined colours.

8:28 AM

Anonymous Anonymous said...

The owner decided after the event to donate half of the proceeds back to the students.
A murder mystery game is a fun way to pass the time during the twenties theme party.

You Divide everyone at the party into two groups, or tribes.

Visit my site - citicards

7:27 AM

Anonymous Anonymous said...

A well-mannered pair off of trainers, maybe not the most colourful, not high priced, neither is the business name, despite that it will apply oneself to want you to walkabout worldwide, Christian Louboutin UK
liquefy into make up one's mind the high spirits shoes won't irregularly, perchance sought-after,even so the injured indeed.Asics Shoes Australia
This type of situation you may have encountered, walked all approximately late to the showcases in countless sorts shoes the open facts in fact is magnificent, no nature to settle on. Its price is just is really not alluring, like pricy, comfortable commission help of fashion, get good-looking men and better half that think old-fashioned ... in order to be unequivocally thrilled with simply difficult. Pick to upon on, absolutely opted for a duo, wear last week to discover foot fray, or not a cave in to enhance their clothes,Christian Louboutin Shoes
how undivided can attract this about time? To lay down up'd slightly nociceptive to ever wear?

10:22 AM

Anonymous Anonymous said...

So you are looking to rid your girl of these
unwanted stalkers when you are drawn to Willow Creek's Black Mirror Castle. Unfortunately for me as an addict, I need my crime fix. The game would begin with them watching the collapse of society and the outbreak of magic around the world.

My website valentine's day

8:35 AM

Anonymous Anonymous said...

If all players are wrong the murderer gets away and everyone loses.
At the end of the party all of the papers write down
who they think was the prohibition agent. I hope you have fun planing
a birthday party for your tween, I hope my birthday party
ideas for tween's helped you.

Feel free to surf to my web-site; google news

11:28 AM

Anonymous Anonymous said...

After completing your program at the swimming pool, you
must wash the feet cleanly and dry the feet are very much necessary.
If you take this trip in the winter then you may be in for a pleasant surprise.

If you love racing, you'll want to check out Der Bahn in Schlitterbahn West.

Visit my page; Water Shoes

4:47 AM

Anonymous Anonymous said...

Upon returning to the starting line, the first player must pass the sugar cube to the next teammate in line and so on.

For adults, a virtual makeover of hair and makeup may be the equivalent of a little one hood game,
with an improved style sensibility that tends to make the knowledge each entertaining and inspirational.
The game would begin with them watching the collapse of society and the
outbreak of magic around the world.

my web page paralegals

4:56 PM

Anonymous Anonymous said...

Some were practical, of course, but others were psychological and emotional.
* Team answer sheets - Basically a grid lined A4 type sheet with
answer write in numbered boxes and a line on top for the team name.
The buccal cavity is a small cavity that has neither jaws nor

Also visit my blog post; pub quiz names

4:55 PM

Anonymous Anonymous said...

Hmm is anyone else encountering problems with the pictures on this blog loading?
I'm trying to figure out if its a problem on my end or if it's the blog.

Any suggestions would be greatly appreciated.

Look at my website - blocked drain west london

8:35 PM

Anonymous Anonymous said...

[url=http://www.artofdrkara.com/ferragamo.html]ルイヴィトン 通販[/url]

[url=http://prestigeboardingkennel.com/feed.html]louis vuitton[/url]

[url=http://www.artofdrkara.com/burberry.html]バーバリー アウトレット[/url]

[url=http://www.zjszlib.com/lv.asp]ルイヴィトン 公式hp[/url]

[url=http://www.artofdrkara.com/ferragamo.html]フェラガモ 靴 メンズ[/url]

4:57 AM

Anonymous Anonymous said...

The players would begin as members of the SCA, going to Phoenix for the
Estrella War. For adults, a virtual makeover of hair and makeup may be
the equivalent of a little one hood game, with an improved style sensibility that tends to make the knowledge each entertaining and inspirational.
I hope you have fun planing a birthday party for your
tween, I hope my birthday party ideas for tween's helped you.

my weblog tattoos

2:23 PM

Anonymous Anonymous said...

property things ghd purple online expensive to http://www.clonlineoutlet.co.uk/ environment must feel of toms shoes outlet traditional don't want features http://www.cheapestclshoes.co.uk/ are budget toms outlet quality are off better

8:20 AM

Anonymous Anonymous said...

Off seasons reasons some shoes have been[url=http://niketrainersuksale.webeden.co.uk]Nike Air Max[/url]
fleetingly command not hold the chance to[url=http://tomscanadaoutlet.snappages.com]Toms Shoes Canada[/url]
use such shoes we all[url=http://addnikecanadastore.snappages.com]Nike Shoes Canada[/url]
properly regard them while in the[url=http://louboutintrainersuk.blog.co.uk]Christian Louboutin UK[/url]
pure tender in place to avoid dispensable harm to shoes[url=http://salelouisvuittonuk.webeden.co.uk]Louis Vuitton UK[/url]

In at all events your insole is in actuality amoral, diamond studs added to need to use a subdued engagement and sea water gently scrub. Should genuinely be noted that, do not use chemical cleaners cleaning, or they when one pleases likely coercion the insole the superficies of fabric off.[url=http://shoppradabagsuk.webeden.co.uk]Prada Sale[/url]

4:54 PM

Anonymous Anonymous said...

Carmona is committed to raising taxes and government spending, increasing our nation's already outofcontrol debt, and he supports President Obama's health care law, Obamacare. Let's be clear: Richard Carmona's first vote in the Senate would be for Harry Reid and the Obama agenda. As his new ad makes clear, Mr.
Big brands and small brands attend trade shows to sell their products. Buyers attend these trade shows which serve the about same function as a mall. Macy has many private labels (Alfani, Charter Club, INC International Concepts, etc.). Macy directly designs and manufacture these items for sale in its stores. [url=http://www.outletcheapmichaelkors.com/]cheap michael kors handbags[/url] I seeing ads indicating this and can get a definitive answer
Infact, it really is much simpler like this since it permits you to publicize absent a cent. Suppose you will be willing to deal Honda Accord for the selling, you can create a website, and maybe even advertise your auto on websites offering utilized or passive cars. Click on the movies and share all of them with your vehicle terms.
If this is an address in China, Coach Factory Outlet Onlineaway. The domain information will also include the IP address. Click on this IP address and see it Coach Outlet. [url=http://www.outletcheapmichaelkors.com/]mk outlet[/url] Though it may not seem like a town that has a lot going on fashionwise, Edmonton is surprisingly savvy when it comes to style. In part, Edmonton welldressed residents owe their fashionable attire to the famous West Edmonton Mall, home of more than 800 stores carrying the latest and greatest in stylish apparel.
Fine rose gold jewelry from classy rose gold earrings to a lovely rose gold ring; any of these quality pieces will keep you in style. According to the latest fashion trends, Rose Gold Jewelry is going to be a hot new fashion trend this year for both women and men. Also i noticed that in Macys they are selling the smaller face version of what i purchased so if your trying to achieve the oversized boyfriend style ask if they have the larger face or you can go for the smaller face if thats more of your style.
[url=http://www.outletcheapmichaelkors.com/]cheap michael kors handbags[/url] michael kors outlet onlinemichael kors online outletmichael kors handbags outlet online

3:22 AM

Anonymous Anonymous said...

ӏ enjoy what уοu guys arе uѕually up too.

Thіs sort of clevеr wοrκ аnd ехpοsure!
Keep up thе verу goοԁ
wоrks guys Ӏ've included you guys to my personal blogroll.

Feel free to visit my homepage auto Transport

2:22 AM

Anonymous Anonymous said...

The decor on the inside of the restaurant is absolutely beautiful.
I believe my exact words were "I don't want to be your dirty little secret. They feature almost nightly drink specials and some form of entertainment every night of the week--DJ's, live music, trivia, you name it.

Also visit my web page pub quiz amsterdam

7:37 AM

Anonymous Anonymous said...

(Thank you rounds are always welcome, of course. I
believe my exact words were "I don't want to be your dirty little secret. The decline of the East side blues scene was disheartening, but, it also gave rise to the need for a fresh start, which came in the form of the next blues-only venue, Antone's, founded by the late Clifford Antone, during the summer of 1975.

My web-site; pub quiz and answers general knowledge

2:01 AM

Anonymous Anonymous said...

Some were practical, of course, but others were psychological and emotional.

You must definitely be planning to make
it special and memorable by keeping a good theme, ordering the
best food and choosing the best games. They feature
almost nightly drink specials and some form of entertainment every
night of the week--DJ's, live music, trivia, you name it.

My web site; best pub quiz names

2:47 AM

Anonymous Anonymous said...

In that case, this kind of question should not be taken from any show telecasted in specific
country. Local country clubs are offering trivia fun for as little
as forty dollars per couple. Ask your local club to run this for you.

my page redtooth pub quiz answers

11:43 AM

Anonymous Anonymous said...

In other words, they go against the grain of the
careers their parents had. * Team answer sheets - Basically a
grid lined A4 type sheet with answer write in numbered boxes and a line on top for the team name.
The Bull's Head Pub, Bangkok.

Check out my weblog - clever pub quiz names

7:35 AM

Anonymous Anonymous said...

Theгe's certainly a great deal to know about this topic. I like all the points you made.

Also visit my web blog ... health insurance quotes

12:56 PM

Anonymous Anonymous said...

In other words, they go against the grain of the
careers their parents had. At the end of each round
read out the cumulative scores. Theme Format: It is almost like standard format of the pub

Take a look at my page :: redtooth pub quiz answers

4:54 PM

Anonymous Anonymous said...

The only hurdle to accessing this is of course human limitations and the fact
that the brain does not function solely as a learning tool for the human being.
*Rounds table format. Theme Format: It is almost like standard
format of the pub quiz.

Also visit my web-site - clever pub quiz names

5:00 PM

Anonymous Anonymous said...

On Sunday nights Erin Jaimes hosts a blues jam where anyone
from Alan Haynes to Gary Clark, Jr. At the end of each round read out the cumulative scores.
Her father, Bruce Paltrow, produced the critically acclaimed TV series that is considered
the precursor to many medical shows today, St.

My webpage - Pub Quiz Amsterdam

1:49 AM

Anonymous Anonymous said...

Also, we need to determine the rounds of the quiz according to it.
Brazenhead is a great place to go with your family or for a business lunch
or dinner, but if you are looking for a party atmosphere, this isn't it. The food is decent and the drink specials on Tuesdays include $2.

My webpage :: pub quiz team names

6:10 AM

Blogger Meiqing Xu said...

hollister co
fitflop uk
ghd hair straighteners
ralph lauren uk
longchamp pas cher
basketball shoes
ugg outlet
nike free runs
nike sb
tommy hilfiger outlet
cheap uggs
instyler max
polo ralph lauren
timberland uk
vans shoes
gucci borse
nike trainers
hermes belt
ray-ban sunglasses
sac longchamp
canada goose outlet
nike cortez
snapbacks wholesale
sac longchamp pliage
cheap uggs boots
oakley sunglasses wholesale
mcm outlet
nike air max 90
mont blanc pens
tod's shoes

2:07 PM

Blogger oakleyses said...

burberry pas cher, michael kors pas cher, louis vuitton, polo outlet, oakley sunglasses, kate spade outlet, chanel handbags, ray ban sunglasses, ray ban sunglasses, polo ralph lauren, air max, louboutin pas cher, oakley sunglasses, tiffany and co, oakley sunglasses, prada outlet, sac longchamp pas cher, louis vuitton outlet, oakley sunglasses wholesale, nike free, louis vuitton, jordan pas cher, ugg boots, longchamp outlet, replica watches, nike air max, longchamp outlet, tory burch outlet, christian louboutin outlet, christian louboutin shoes, nike air max, cheap oakley sunglasses, christian louboutin uk, gucci handbags, ray ban sunglasses, replica watches, nike outlet, longchamp outlet, louis vuitton outlet, ugg boots, jordan shoes, tiffany jewelry, christian louboutin, louis vuitton outlet, uggs on sale, nike free run, longchamp pas cher, prada handbags, polo ralph lauren outlet online

9:05 AM

Blogger oakleyses said...

oakley pas cher, north face, true religion jeans, ray ban uk, burberry handbags, new balance, nike tn, nike free uk, coach outlet store online, guess pas cher, mulberry uk, michael kors outlet online, hollister uk, nike blazer pas cher, lululemon canada, michael kors, sac hermes, nike air max, kate spade, michael kors outlet online, michael kors outlet, timberland pas cher, hogan outlet, michael kors outlet online, ray ban pas cher, north face uk, michael kors outlet, burberry outlet, converse pas cher, nike air force, nike air max uk, hollister pas cher, abercrombie and fitch uk, michael kors outlet online, polo lacoste, michael kors, michael kors outlet, coach purses, vans pas cher, uggs outlet, ralph lauren uk, true religion outlet, replica handbags, nike roshe run uk, uggs outlet, nike air max uk, true religion outlet, true religion outlet, sac vanessa bruno

9:13 AM

Blogger oakleyses said...

gucci, abercrombie and fitch, baseball bats, bottega veneta, mcm handbags, nike huaraches, lululemon, hollister, reebok outlet, chi flat iron, ghd hair, p90x workout, celine handbags, ferragamo shoes, nfl jerseys, lancel, ralph lauren, nike air max, valentino shoes, north face outlet, instyler, new balance shoes, insanity workout, hermes belt, mont blanc pens, vans outlet, iphone cases, herve leger, wedding dresses, nike roshe run, north face outlet, converse outlet, jimmy choo outlet, nike trainers uk, soccer shoes, timberland boots, vans, converse, mac cosmetics, asics running shoes, ray ban, nike air max, babyliss, hollister clothing, beats by dre, soccer jerseys, longchamp uk, louboutin, oakley, hollister

9:18 AM

Blogger oakleyses said...

ugg uk, toms shoes, juicy couture outlet, replica watches, canada goose, moncler, canada goose outlet, wedding dresses, montre pas cher, canada goose, ugg, moncler, links of london, canada goose outlet, swarovski, swarovski crystal, moncler, louis vuitton, ugg pas cher, hollister, louis vuitton, moncler, doudoune moncler, pandora uk, marc jacobs, pandora charms, ugg,uggs,uggs canada, louis vuitton, karen millen uk, moncler outlet, moncler outlet, louis vuitton, canada goose outlet, ugg,ugg australia,ugg italia, moncler uk, louis vuitton, pandora jewelry, supra shoes, canada goose uk, juicy couture outlet, coach outlet, canada goose, canada goose jackets, pandora jewelry, thomas sabo

9:23 AM

Blogger tamer said...

شركة تنظيف خزانات بالطائف بيت العز

مع شركة تنظيف خزانات بالطائف لا تبحث كثيرا هل ترغب فى الحصول على مياة نظيفة ونقية الى منزلك اذن انت فى حاجة الى الاستعانة بافضل شركة غسيل خزانات بالطائف

شركة عزل خزانات بالطائف

شركة كشف تسربات بالطائف
كشف تسربات بالطائف


10:37 PM

Blogger tamer said...

شركة تنظيف بالبخار بالطائف بيت العز

تنظيف بالبخار بالطائف
شركة تنظيف بالبخار بالطائف
شركة تنظيف ستائر بالبخار بالطائف
شركة تنظيف مجالس بالبخار بالطائف
شركة تنظيف كنب بالبخار بالطائف
شركة تنظيف سجاد بالبخار بالطائف
شركة تنظيف موكيت بالبخار بالطائف
شركة تنظيف مفروشات بالبخار بالطائف
شركات التنظيف بالبخار بالطائف

10:38 PM

Blogger tamer said...

شركة تنظيف خزانات بمكة بيت العز

شركة تنظيف خزانات بمكة تساعدك على سلامة المياه من التلوث داخل خزان منزلك لان المياه تعتبر من اهم الاشياء التى لابد ان نعتنى بها فالان مع بيت العز كافضل شركة غسيل خزانات بمكة
شركة عزل خزانات بمكة

10:41 PM

Blogger tamer said...

شركة تنظيف بابها من الشركات التي تألقت في مجال لتنظيف، شركة تنظيف مجالس بابها تخصصت في عملها في تنظيف جميع أنواع السجاد والموكيت، كما أن الشركة لديها العديد من العاملين المتدربين، وتستطيع الشركة توفير العديد من الأجهزة التي تساعد على إتمام عمليه التنظيف، ويوجد في شركة تنظيف بابها اقسام عديدة ومتنوعة كونها شركة متكاملة، حيث تعرف دائما ان العميل يستطيع ان يعيش في مكان نظيف ورائع ومعطر خالي من الجراثيم والمكروبات، حيث توفر الشركة المطهرات والمعطرات وتترك منزلكم واحة نظيفة ومتناسقة
لا نقوم فقط بخدمات التنظيف بل نقوم بجميع الخدمات بكل مهارة والتى منها
شركة نقل عفش بجازان
شركة تنظيف شقق بجازان
شركة تنظيف بجازان
شركة تنظيف خزانات بجازان
شركة كشف تسربات المياه بجازان
شركة تنظيف مجالس بجازان
شركة عزل اسطح بجازان
شركة تسليك مجارى بجازان

10:44 PM

Blogger tamer said...

شركة ركن الضحي من اجود الشركات التي تبيد جميع أنواع الحشرات إبادة تامة، كما ان شركة مكافحة حشرات بجازان تعطي لكم ضمانه عن المبيدات الفاتكة التي تقوم بقتل الحشرات الزاحفة نهائيا، كما تقدم شركة رش المبيدات بجازان بالتخلص نهائيا من الصراصير والنمل والوزغ والأفاعي ، وكما يتم التخلص من الحشرات المنزلية مثل بق الفراش والصراصير والفئران والقوارض نهائيا دون رجعه ، كما تقم الشركة المبيدات التي لها اثر طويل الأمد في التخلص من جميع الحشرات المنزلية وأيضا تقدم رش خاصا للحدائق والمنتزهات التي تخلصك تماما من البعوض والذباب بشكل نهائيا ، حتي يتوافر لكم ولأسركم بيئة نظيفة وصحية خالية من الامراض .
شركة مكافحة حشرات بجازان
شركة مكافحة النمل الابيض بجازان
شركة رش مبيدات بجازان

10:46 PM

Blogger tamer said...

من اول الشركات التي تقدمت بالعديد من المميزات التي حازت على ثقة العميل، حيث تصدرت الشركة على غيرها بالأمانة والمصداقية في التعامل، حيث قدمت الشركة الخدمات المطلوبة منها علي أكمل وجه، تضم شركة تنظيف بجازان افضل موظفين متخصصين في التنظيف الخاص بالسجاد والكنب والمجالس والمفروشات، كما يوجد لديها أيضا قسم خاص لتنظيف الفلل و الشقق والبيوت أيضا ، وتتمتع الشركة بالعديد من الإمكانيات التي تستطيع ان تنفذ أي مهمة تنظيفه توكل أليها ، لدي الشركة طاقم متخصص في تنظيف اللوج وهات الوجهات الزجاجية الحجرية ويوجد قسم خاص بتقليم الحدائق وتنظيفيها ، وتعتمد شركة تنظيف مجالس بجازان علي مجموعة متدربة ومنتقه من افضل العمال حيث يتم التعامل مع عملية التنظيف بطريقة احترافية عالية المستوي والجودة
شركة شفط بيارات بابها
شركة تنظيف بابها
شركة مكافحة الحشرات بابها
شركة تنظيف خزانات بابها
شركة نقل اثاث بابها
شركة تنظيف مجالس بابها
شركة عزل اسطح بابها

10:47 PM

Blogger sherry sabri said...

شركه المثالي صقور للخدمات بالقطيف
تهتم الشركة بتوفير مستوي معين من الخدمة لعملائها وبالتالي تحاول توفير كافه الاجهزه الحديثة التي تحافظ على ذلك المستوى كما تقوم بتدريب العاملين بها بشكل مستمر حرصا على الحفاظ على مستوى الشركة كما تسعى الشركة لتوفير كافه المنظفات و الخامات العالية الجودة وتوفر الاجهزه الحديثة والخدمة السريعة كل ذلك من خلال خطط أسعار مميزه للغاية لا توجد في المنطقة بأكملها

شركة تنظيف بالقطيف
شركة تنظيف منازل بالقطيف
شركة تنظيف شقق بالقطيف
شركة تنظيف فلل بالقطيف
شركة تنظيف سجاد بالقطيف
شركة تنظيف كنب بالقطيف
شركة تنظيف مجالس بالقطيف
شركة تنظيف بالبخار بالقطيف

9:33 PM

Blogger sherry sabri said...

شركه مكافحه حشرات بالقطيف
الحشرات المختلفة مهما كان نوعها تتسبب بضرر كبير للمقيمين بالمكان لذلك يجب الحرص على نظافة المنزل بشكل مستمر لان النظافة هي خطوه أولي لمنع تلك الحشرات من التكاثر والتواجد داخل المنزل ومن هنا ظهرت فكره شركه تنظيف المنازل و مكافحه الحشرات فالشركة توفر كافه أجهزه مكافحه الحشرات كذلك توفر مجموعه من المبيدات الخاصة بها و التى تقضي تماما على أي حشره

شركة مكافحة حشرات بالقطيف
شركة رش مبيدات بالقطيف
شركة مكافحة النمل الابيض بالقطيف

شركة مكافحة الحمام بالقطيف
شركة مكافحة الفئران بالقطيف

شركة مكافحة صراصير بالقطيف
شركة مكافحة بق الفراش بالقطيف

9:34 PM

Blogger sherry sabri said...

شركه تنظيف خزانات بالقطيف
تهتم الشركة بتوفير مجموعه كبيره من المنظفات الخاصة بتنظيف الخزانات من الداخل والخارج كما تتبع نظام معين في عمليه التنظيف حيث يتم إفراغ الماء الموجود داخل الخزان من خلال صرف الماء على المصارف العامة ثم يتم نشر المادة المنظفة على كافه جدران وأرضيات الخزان ويتم جليها بشكل جيد ثم يتم صرف الماء مره أخرى وإعادة تعبئته للاستخدام العادي مرة أخري
شركة تسليك مجاري بالقطيف
شركة كشف تسربات المياه بالقطيف
شركة تنظيف خزانات بالقطيف
شركة عزل خزانات بالقطيف

9:44 PM

Blogger sherry sabri said...

شركه نقل أثاث بالقطيف
نقل الأثاث ليس بالمهمة السهلة يجب اختيار شركه نقل أثاث علي مستوى عالي من الخبرة حتى تضمن مستوى الخدمة المقدمه لذلك توفر الشركة مجموعه من الخدمات الخاصة في نقل الأثاث من سيارات و أوناش ورافعات و عماله مدربه على أعلى مستوى وسائقين قادرين على إتمام المهام بنجاح كل ذلك من خلال توفير أفضل الأسعار الموجوده على الإطلاق كما توفر بعض العروض الخاصة لعملائها الكرام

شركة نقل عفش بالقطيف
شركة نقل اثاث بالقطيف

9:57 PM

Blogger Yaro Gabriel said...


stuart weitzman shoes
lakers jerseys
oakley sunglasses
ferragamo outlet
soccer jerseys
swarovski crystal
canada goose outlet
louboutin pas cher
kd 9
cheap jordans

11:17 AM


Post a Comment

<< Home